Last Updated: February 19, 2026

These Terms and Conditions ("Terms") govern your use of the College Funding Service Center website and services. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these Terms, please do not use this site or our services.

Use of Website

You may use our website for lawful purposes only. You agree not to use our website:

Loan Applications and Services

All loan applications submitted through our website or services are subject to our underwriting criteria and approval processes. Submission of an application does not guarantee approval or the terms of any loan. We reserve the right to decline any application at our sole discretion.

Application Accuracy

You agree to provide accurate, current, and complete information during the application process. Providing false or misleading information may result in denial of your application and may be subject to legal action.

Credit Checks

By submitting a loan application, you authorize College Funding Service Center to obtain your credit report and other information from credit bureaus and other sources to evaluate your creditworthiness.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from College Funding Service Center, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at [email protected]. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Intellectual Property

The content, features, and functionality on our website, including but not limited to text, graphics, logos, images, and software, are the exclusive property of College Funding Service Center and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

User Accounts

If you create an account on our website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account or password.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. College Funding Service Center makes no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, materials, or products included on this website.

To the full extent permissible by applicable law, College Funding Service Center disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

In no event shall College Funding Service Center, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Indemnification

You agree to defend, indemnify, and hold harmless College Funding Service Center and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising from your use of and access to the website or services, or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Connecticut.

Dispute Resolution

Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. The arbitration shall take place in Connecticut, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.

Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, such invalidity or unenforceability shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our website and services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the website and services.

Waiver

No waiver by College Funding Service Center of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of College Funding Service Center to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms constitute the entire agreement between you and College Funding Service Center regarding the use of our website and services and supersede all prior and contemporaneous written or oral agreements between you and College Funding Service Center.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

College Funding Service Center
163 Boston Post Rd
Waterford, CT 06385
Email: [email protected]